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1800foundation is a premium home foundation repair service located in Texas, while serving all cities and specializing in the Houston and Dallas area. Please contact 1800Foundation.com today for a free quote. Read More »
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1800foundation is a premium home foundation repair service located in Texas, while serving all cities and specializing in the Houston and Dallas area. Please contact 1800Foundation.com today for a free quote. Read More »
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1800foundation is a premium home foundation repair service located in Texas, while serving all cities and specializing in the Houston and Dallas area. Please contact 1800Foundation.com today for a free quote. Read More »
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iPhone Screen Repairs Melbourne. Drop by in one of our two stores and have your smartphone repaired within the hour! Also accepts repairs by mail! Read More »
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iPhone Screen Repairs Melbourne. Drop by in one of our two stores and have your smartphone repaired within the hour! Also accepts repairs by mail! Read More »
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If you are in need of credit repair, the first thing that you must do is get rid of your credit cards. Do not use them anymore. You must pay off your credit card debt, which is impossible if you are adding to it. Throughout your life, you have many expenses before you. College costs a lot of money. It can even cost more than your house. Because of this crunch on your money, it is important to be patient with purchases and only buy what you can afford. Credit cards provide a false sense of means. Not only are you acquiring debt to make your purchases, but you also have to pay interest on top of what you borrowed. Instead of racking up credit card debt, which leads to needing credit repair, put them away and focus on paying them off. Read More »
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If you are in need of credit repair, the first thing that you must do is get rid of your credit cards. Do not use them anymore. You must pay off your credit card debt, which is impossible if you are adding to it. Throughout your life, you have many expenses before you. College costs a lot of money. It can even cost more than your house. Because of this crunch on your money, it is important to be patient with purchases and only buy what you can afford. Credit cards provide a false sense of means. Not only are you acquiring debt to make your purchases, but you also have to pay interest on top of what you borrowed. Instead of racking up credit card debt, which leads to needing credit repair, put them away and focus on paying them off. Read More »
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What is a 'Charge-Off' - A charge-off is a debt, for example on a credit card, that is deemed unlikely to be collected by the creditor because the borrower has become substantially delinquent after a period of time. However, a charge-off does not mean a write-off of the debt entirely. BREAKING DOWN 'Charge-Off' - A charge-off usually occurs when the creditor has deemed an outstanding debt is uncollectible; this typically follows 180 days or six months of non-payment. In addition, debt payments that fall below the required minimum payment for the period will also be charged off if the debtor does not make up for the shortfall. The creditor crosses off the consumer’s debt as uncollectible and marks it on the consumer’s credit report as a charge-off. Effect of Credit Report and Credit Score - The repercussions for having a charge-off on your credit report includes a fall in credit score and difficulty in getting approved for credit or obtaining credit at a decent interest rate in the future. Paying off or settling the overdue debt will not remove the charge-off status from the consumer’s credit report. Instead the status will be changed to “charge-off paid” or "charge-off settled.” Either way, charge-offs remain on the credit report for seven years, and the affected party will either have to wait out the seven years or negotiate with the creditor to have it removed after paying off all the debt. In the latter case, if the inability to repay the debts on time was due to a temporary setback like job loss, the debtor could write to the lender detailing the issue with proof of a good payment history up to the time he lost his job. Read More »
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